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The Polish Union offers four unique insurance products for adults and children: Whole Life, Single Premium, 20-Pay Life, and 3-Pay Life.  If you would like to request more information regarding insurance, please contact us here.

Whole Life Plan Single Premium Life Plan

This traditional life insurance plan provides the largest amount of life insurance protection at the lowest cost. Premiums are payable for the life of the insured. This plan has loan and cash surrender privileges, plus it provides complete life insurance protection.

  • Issue age: 0-70 years, but not issued at ages under 1 month.
  • Amount: $1,000 minimum
  • Premiums: Per $1,000 of insurance, payable for life and can be paid annually, semi-annually, or quarterly.
New Non-Medical Limits*
Issue Ages
Whole Life
0-40
$30,000
41-50
$20,000
51-60
$10,000
61-70
$5,000

 

This traditional life insurance plan provides lifetime insurance protection and benefits for a one-time premium payment. It remains in force for the life of the insured without any further premiums. For this lump sum, the certificate holder gets a product that has loan and cash surrender privileges, plus it provides complete life insurance protection.

  • Issue age: 0-85 years, but not issued at ages under 1 month.
  • Amount: $1,000 minimum
  • Premiums: Per $1,000 of insurance, paid-up policy after full one time payment.
New Non-Medical Limits**
Issue Ages
Single Premium Life
0-50
$20,000
51-70
$10,000
71-85
$5,000

 

 

20 Payment Life Plan 3 Payment Life Plan

This traditional life insurance plan provides lifetime insurance protection and benefits for twenty (20) years of payments. It remain in force for the life of the insured without any further premiums due after the twentieth year. This plan has loan and cash surrender privileges, plus it provides complete life insurance protection.

  • Issue age: 0-70 years, but not issued at ages under 1 month.
  • Amount: $1,000 minimum
  • Premiums: Per $1,000 of insurance, payable for twenty years, and can be paid annually, semi-annually, or quarterly
New Non-Medical Limits*
Issue Ages
20-Payment Life
0-40
$30,000
41-50
$20,000
51-60
$10,000
61-70
$5,000

This traditional life insurance plan provides lifetime insurance protection and benefits for three (3) annual premium payments. It remains in force for the life of the insured without any further premiums due after the third annual payment. For this the certificate holder gets a product that has loan and cash surrender privileges, plus it provides complete life insurance protection.

  • Issue age: 0-85 years, but not issued at ages under 1 month.
  • Amount: $1,000 minimum
  • Premiums: Per $1,000 of insurance, payable for twenty years, paid-up after three annual payments paid.
New Non-Medical Limits**
Issue Ages
3-Payment Life
0-50
$20,000
51-70
$10,000
71-85
$5,000
The Polish Union is Financially Sound

An independent comparative report is done at the end of each year. The figures are taken from the annual statements of all of the Fraternals. The report each year has always been very favorable to the Polish Union when comparing them to the ten largest Fraternal Benefit Societies. The Polish Union continues to be one of the leaders in solvency.

* - Insurance in excess of those amounts listed must have a medical examination up to and including age 70. Acceptance subject to the approval of medical examiner.

** - Insurance in excess of those amounts listed must have a medical examination up to and including age 85. Acceptance subject to the approval of medical examiner.